The Tamias Blog

We Backtested a 20-Stock Options Strategy Over Six Years. Here Is What We Found.

June 2, 2026 · 13 min read

Options income sounds like a clean solution for FIRE: monthly cash, no selling. We built the bot, ran the backtest, and the results are more honest than most people admit.

Brazil Aged Without Getting Rich — and Your FIRE Plan Needs to Know That

May 20, 2026 · 10 min read

Brazil spends on pensions like a wealthy nation, but its income per capita tells a different story. Here is why the demographic crisis is not a government problem — it is a direct risk to your financial independence plan.

Know Your Withdrawal Floor

May 17, 2026 · 9 min read

Dynamic withdrawal strategies promise flexibility — but only deliver it if your floor is far enough below your target. Most retirees have never stress-tested the gap.

The Risk That Average Returns Cannot See

May 10, 2026 · 10 min read

Two portfolios. Same starting balance. Same average return. One finishes with over a million. The other hits zero by year fourteen. The difference is timing — and it is the risk most retirement plans quietly ignore.